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Step 1: Initial Meeting with Your Chosen Real Estate Professional The first step in buying your first home is to sit down with a real estate professional to figure out how much home you can afford and exactly what you are looking for in a home. This also is a time to learn more about the home buying process. The more you know, the easier the who process will be. Qualifying for a Loan Before you start looking a home, you need to get a pre-qualification loan from a reputable lender. If you haven't done that before your initial meeting, just let your chosen real estate professional know and they will arrange to have a loan office "just a phone call away" so you can get the pre-qualification letter quickly.Before you talk to a lender, you need to make sure you have the following information:
Learn why your credit is important. Learn more about mortgage loans, down payments and closing costs. What Kind of Home Are You Looking For? After you've learned how much home you can afford, it's time to figure out exactly what you are looking for in a home. If you'd like to go ahead and do this exercise, get our Wants vs. Needs Sheet. Have all borrowers fill it out (without looking at each other's sheet....that would be cheating) and then FAX all sheets to us at 918-335-2727. Then we'll be able to see whether you are being realistic in what you are looking for in a home. We'll then help you work through the differences in what you are each looking for...and the price of home you'll be able to buy.Guess what? If you sent us your Pre-Qualification Checklist and your Wants vs. Needs Sheets, you are ready to start looking at homes! Learn why it's best to work with just one real estate professional.
Linda Grissette of The Best Seller GMAC Real Estate welcomes you to her Just for First Time Home Buyers web site. Linda serves home buyers in St Charles MO, St Peters MO, O'Fallon MO, Lake St Louis MO, Wentzville MO or Harvester MO (and other areas of St Charles County Missouri). If you are wanting to buy a St Charles MO home for sale, a St Peters MO home for sale, an O'Fallon MO home for sale, a Lake St Louis MO home for sale, a Wentzville MO home for sale or a Harvester MO home for sale, you've come to the right web site. St. Charles MO first time home buyers, St. Peters MO first time home buyers, O'Fallon MO first time home buyers, Lake St. Louis first time home buyers, Wentzville MO first time home buyers, Harvester MO first time home buyers, and St. Charles County first time home buyers will all find the help they need on this web site. Site map. Our website for St. Charles MO and St. Peters MO real estate. Our Saint Charles County Missouri web site. Find St Louis area real estate. For Sale By Owner Help Center. Sell your home next time.
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