Steps in the Home Buying Process

Step 1: Initial Meeting with Your Chosen Real Estate Professional

The first step in buying your first home is to sit down with a real estate professional to figure out how much home you can afford and exactly what you are looking for in a home.  This also is a time to learn more about the home buying process.  The more you know, the easier the who process will be.  more...

Step 2: Viewing Homes

OK, so now you know how much a lender says you can pay for a home.  You know what you are looking for in a home.  Now what!  Now it's time to look at homes!  The fun part!  Actually, it can sometimes be a lot of work - especially when you can't find the perfect home.   more...

Step 3: Writing an offer on a home

When you buy a home, you need to understand the sale contract.  But don't wait until you are ready to make an offer to learn about the contract.  more...

Step 4: Applying for a Mortgage Loan and Loan Processing

Once you have an accepted contract o a home, you will need to do a full loan application with your lender as quickly as possible. more...

Step 5:  Having Inspections Done on the Home

When you purchase a home, it is important to have it inspected to avoid expensive problems after closing.    more...

Step 6:  Arranging for Homeowner's Insurance

What happens a month after closing and a storm topples a tree into your home?  You call your homeowner's insurance agent!  You did get good coverage, didn't you?  more...

Step 7: Making Sure the Title is OK and Getting Title Insurance

OK, so you've gotten your insurance taken care of.  What's this title insurance thing?    more...

Step: 8:  Going on the Final "Walk-Thru"

Worried about getting into your home after closing and discovering problems that weren't there when you first viewed the home....problems that weren't even there when your inspector looked at the home? more...

Step 9:  Closing

Finally it's time for closing.  That's easy, isn't it?  The reality is that there are many things that have to happen at the last minute to make a closing happen.  more...

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